What type of coverage do you need?

Business Owner

Owning a business is an enormous investment and one large loss can be fiscally detrimental. Luckily, there are a host of business insurance policies available to protect your business from the unforeseen. Speak with an agent for more information about state laws in relation to workers compensation and disability coverage, along with a host of optional policies designed to support your business’ unique needs.

Des Moines Auto Insurance
In the state of Iowa, you are required to buy car liability insurance, which covers the damages to third parties resulting from an accident that you cause. Though, given the cost of cars and medical care, the state requirements may not be enough to cover all of the damages. Bear in mind, liability coverage will not cover your own injuries or property damage; it only aids your responsibility to unsuspecting victims.Contact an agent to learn more about Iowa’s liability requirements and how to get more broad coverage by adding collision, comprehensive, medical payments, uninsured driver etc. to your car insurance policy.

Iowa's auto insurance liability minimums:
  1. $20,000: Bodily injury liability maximum for one person injured in an accident.
  2. $40,000: Bodily injury liability maximum for all injuries in one accident.
  3. $15,000: Property damage liability maximum for one accident.

Des Moines Home Insurance
While home insurance is not required by law, various mortgage lenders require you to buy it before consenting to your loan. Homeowners coverage is designed to cover the costs of repair or replacement if your house or belongings are lost, damaged or destroyed resulting from a covered incident. Covered incidents often include fire, windstorms, severe weather, theft and vandalism. Flood and earthquake insurance have to be bought separately.

About The Insurance Station

The Insurance Station is an independent insurance agency catering to Des Moines, Altoona and the surrounding areas in Iowa. Our goal is to find you the best policies, hassle-free. Call us at 800.845.0489 for a Des Moines business insurance quote.
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