☰ ˟
Contact Us Today / 800.845.0489
info@insurancestationinc.com
Facebook Icon Twitter Icon Google Icon
The Insurance Station
  • Home
  • Get A Quote
  • Types of Coverage
    • Personal
    • Business
    • Agribusiness
    • Life Insurance
  • Meet Our Team
  • Make A Payment
  • Submit A Claim
  • Resources
    • Partners Page
    • Our Companies
    • Important Links
    • Downloadable Forms
    • Insurance Glossary
    • Blog
  • About Us
    • About Us
    • Privacy Policy
    • Testimonials
    • Location & Hours
What type of coverage do you need?
Home > Blog > Are Children Covered Under Personal Umbrella Insurance Policies?
THURSDAY, JULY 14, 2022

Are Children Covered Under Personal Umbrella Insurance Policies?

Your children mean everything to you, but you may not think of them as liability risks. Could they be? What if your child allowed your pet to get out of the home and someone was bitten as a result? What if your teen caused a car accident that left significant damage to another person's property? In these situations, you may be furious at first, but ultimately you'll likely be responsible for very costly mistakes. In these situations, you can turn to your insurance provider for support.a row of colorful umbrella

Do You Have Coverage?

In the event that your child causes a loss to another person or to another person's property, you may be held liable for those losses. This stems from the type of property you have insurance on. For example, if it’s your vehicle, your auto insurance liability plan is likely to provide coverage. If it’s a mistake related to homeowners insurance, that plan could provide protection. In nearly all cases, your family members that live with you are covered under your policies. It’s important, though, for you to communicate this with your insurance provider. They should know who lives with you to ensure they are listed on the policy from the start.

But, Is That Enough?

Traditional liability insurance policies are very limited in how much coverage you receive. This is one of the main reasons many property owners are upgrading to umbrella insurance. This provides a higher level of liability insurance that extends beyond what your traditional plan covers. In most cases, this type of insurance can be very effective in helping you to overcome the losses you face due to a mistake your child makes.

Umbrella insurance may help you when the costs of the loss caused by your family member exceed the coverage limit of your existing liability insurance plan. In nearly all cases, a simple mistake, such as a car accident or a significant injury from a dog bite, can lead to costly insurance losses. With the help of an umbrella insurance policy, you can minimize these risks significantly and know that your insurance provider is there to cover the losses for you.

Protect your family. Call The Insurance Station at 800-845-0489 for more information on Altoona umbrella insurance.

Posted 12:14 PM

Tags: umbrella insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2015

  • insurance(8)
  • iowa(6)
  • des moines(6)
  • farm insurance(5)
  • life insurance(4)
  • health insurance(3)
  • safety(3)
  • home insurance(3)
  • coverage(3)
  • workers compensation(3)
  • altoona(2)
  • homeowners(2)
  • benefits(2)
  • business insurance(2)
  • partner(1)
  • winery(1)
  • winter storms(1)
  • farm equipment(1)
  • la vida loca(1)
  • agribusiness(1)
  • animal(1)
  • flood insurance(1)
  • motorcycle equipment(1)
  • storm preparedness(1)
  • tree safety(1)
  • insurance myths(1)
  • farm equipment insurance(1)
  • umbrella insurance(1)
  • mobile home insurance(1)
  • business(1)
  • care custody and control insurance(1)
  • policy(1)
  • commercial(1)
  • animal control professionals(1)
  • tractor insurance(1)
  • farm(1)
  • compensation(1)
  • risk(1)
  • agriculture(1)
  • loss(1)
  • motorcycle insurance(1)
  • medicine(1)
  • nuisance(1)
  • workers(1)
  • gazebos(1)
  • affordable care act(1)
  • control(1)
  • car insurance(1)
  • auto(1)
  • renters insurance(1)

View Mobile Version

Our Customer Feedback

Read More

Our latest blogs

  • Secura Insurance
  • West Bend
  • Auto Owners
  • Pekin Insurance
  • Hastings Mutual
  • Donegal
  • Acuity
The Insurance Station
116 2nd St SE
Altoona, IA 50009

800.845.0489
We've successfully served hundreds of customers and are determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you. Maintain your peace of mind knowing that our insurance professionals have your back.
We're here for you
Home Page/ About Us/ Contact Us/ Our Blog/ Refer A Friend
Quick Help Links
Quote Forms/ Service Forms/ File a Claim/ Make a Payment/ Insurance Glossary
Facebook Twitter Google
© Copyright. All rights reserved. Powered by Insurance Website Builder