Homeowners Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote request for quick, accurate and affordable rates.
Homeowners Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Homeowners Insurance Information
Homeowners Insurance in Des Moines IA, and Altoona IA
Iowa Home & Auto Insurance Bundles
At The Insurance Station, Inc., we work for you. Our experienced staff is dedicated to fostering relationships with each and ever client so we can help you solve problems, asses risk and adjust your coverage. Bundling your home and auto insurance with The Insurance Station, Inc. means saving money on important coverages tailored for your insurance needs.
Coverages Under Home & Auto Insurance
Bundling your home and auto insurance can save you money and hassle when it comes to paying premiums. All of your information is in a single place, as are the bills due for that month.
You may also be able to check what coverage you have under each policy.
Home Insurance Coverage
A typical home insurance policy may include:
Dwelling Coverage: Dwelling coverage provides compensation if your physical home and its attached structures are damaged due to fire, wind, hail, lightning, vandalism and more.
Personal Belongings Coverage: Personal belongings coverage provides compensation of your personal items are lost or damaged due to fire, smoke, theft, vandalism and more.
Liability: Liability insurance covers bodily injury and property damage someone else may suffer on your home’s property. This insurance can extend to accidental injuries and property damage caused by your children and pets.
Car Insurance Coverage
A full coverage car insurance policy may include:
Comprehensive Coverage: Comprehensive coverage provides compensation for damages to your vehicle caused by fire, wind, hail, lightning, falling objects, theft, vandalism and other incidents not involving collision.
Collision Coverage: Collision coverage provides compensation for damages to your vehicle caused by a collision with another vehicle or object.
Liability: Liability insurance covers bodily injury and property damage you may cause someone else while operating the insured vehicle.
Medical Payments Coverage: This insurance helps with medical bills you and your passengers may face after an accident, no matter who is at fault.
Uninsured/Underinsured Motorist: This insurance provides compensation for injuries and damages that arise in an accident involving a driver not carrying insurance.
Be sure to speak with an agent at The Insurance Station, Inc. about additional policy floaters and coverage options tailored for your insurance needs.
Are Home and Auto Insurance Required?
Some homeowners may be surprised to hear that home insurance isn’t generally required on a state or federal level. However, many lenders will require you to carry enough home insurance to cover your mortgage until it is paid off. Even once your mortgage is paid off, home insurance can still protect you from accidents and claims that could put you in a financial bind without coverage.
Auto insurance is required on a state level, meaning requirements may vary state to state. In Iowa, all drivers must carry at least:
$20,000 in bodily injury liability per person
$40,000 in bodily injury liability per accident
Insure with The Insurance Station, Inc.
Our dedicated agents are ready to take your call and give you personalized, quality customer service. Call The Insurance Station, Inc. at
or fill out an to insure your home and vehicle today.
Common Home & Auto Insurance Questions
How Much Home Insurance Do I Need?
Everyone’s home insurance needs are different. It is generally recommended that you carry enough home insurance to cover the total replacement cost value of your home. Call The Insurance Station, Inc. today to discuss the right coverage options for you.
How Much Does Home Insurance Cost?
The cost of home insurance varies depending on your location, the value of the home, deductibles, coverage limits and more. Fill out an to get a home insurance quote and see how much you can save today.
How Much Auto Insurance Coverage Do I Need?
Most drivers are recommended to carry full coverage auto insurance for their vehicle, as these policies offer the highest amount of protection possible. Give us a call to discuss your coverage options and make sure your policy is right for you.
Why is Auto Insurance Important?
Auto insurance covers a range of risks you may face both on and off the road. Without this insurance, you may find yourself facing thousands of dollars in medical bills, damages and even possible lawsuits after an accident.